I see you couldn’t post to the letter in question. Was the concept of people reading for themselves too much for you, or did you want to control the discussion by taking the words out of context?

http://www.kansas.com/opinion/letters/story/918188.html

What moron thinks that pay as you go doesn’t work because some people didn’t practice pay as you go? You might as well say speed limits don’t work because some people speed. Or perhaps laws against rape and murder don’t work because some people still rape and murder. What does that have to do with the argument? Nothing, but you didn’t have much of a case to make so you have to change the subject.

Here’s a quarter Bob, buy a clue, then come back and tell me how putting something on credit and paying interest is cheaper. You don’t know diddly about economics.